Tucson Public Adjuster - Property Damage Claims Expert

Yes, Apex Adjusting Group is fully licensed to practice public adjusting in Arizona. Our license number is 19696786. We maintain all required state licenses and certifications issued by the Arizona Department of Insurance and Financial Institutions, and we understand the specific insurance regulations and claim procedures for Arizona under Title 20 of the Arizona Revised Statutes.

In Arizona, you typically have 2-3 years from the date of loss to file a supplemental claim or pursue a dispute for an unfair settlement, though specific timeframes can vary based on your policy terms. However, it's critical to notify your insurance company of a loss as soon as possible. We recommend contacting us immediately after discovering property damage to ensure all deadlines are met.

Absolutely. Many of our Tucson clients come to us after their claim has been denied by the insurance company. A denial is not necessarily final. We can review your policy, reassess the damage, and often find grounds for appeal based on Arizona insurance law. In many cases, insurance companies improperly deny valid claims.

Yes, monsoon damage is one of our specialties in the Tucson area. We have extensive experience handling claims related to monsoon season, including flash flooding, roof damage, water intrusion, hail damage, and wind damage. Tucson's unique monsoon patterns require specific documentation approaches to ensure all damage is properly captured and compensated.

After property damage: (1) Ensure everyone's safety first, (2) If safe, take photos and videos of all damage, (3) Contact your insurance company to report the loss, (4) Make temporary repairs to prevent further damage (save all receipts), (5) Call Apex Adjusting Group at (520) 389-5598 for a free consultation - the sooner we're involved, the better we can protect your interests and document your claim properly.

While not required, hiring a public adjuster in Tucson significantly increases your settlement. Our clients in Arizona receive settlements 3-5x higher than initial insurance offers. We handle all documentation, negotiation, and ensure you receive full compensation under your policy.

Apex Adjusting Group works on a contingency basis in Tucson. You pay nothing upfront, and we only get paid when you receive your settlement. Our fee is a percentage of the final settlement amount. No recovery means no fee – you have nothing to lose.

We handle all types of property damage claims in Tucson including fire damage, water damage, storm damage, earthquake damage, structural collapse, mold damage, theft, vandalism, and any covered loss under homeowners or commercial property insurance policies.

Insurance claim timelines in Arizona vary based on claim complexity. Simple claims may settle in 30-60 days, while complex claims can take 3-6 months. Arizona law requires insurance companies to acknowledge claims within 10 business days and issue payment within 15 days of settlement approval. Having a public adjuster speeds up the process by ensuring proper documentation and prompt communication with insurers.

Yes, Apex Adjusting Group is fully licensed to practice public adjusting in Arizona. We maintain all required state licenses and certifications, and we understand the specific insurance regulations and claim procedures for AZ.

Absolutely. We handle both residential and commercial property damage claims throughout Tucson and the surrounding areas. Whether you're a homeowner or business owner, we have the expertise to maximize your insurance settlement.

Insurance adjusters work for the insurance company and protect their interests. Public adjusters work for YOU, the policyholder. In Arizona, we advocate on your behalf to ensure you receive the maximum settlement you're entitled to under your policy.

We serve all of Tucson and the surrounding region including Oro Valley, Marana, Sahuarita, Green Valley, and many other communities throughout the area. If you're in the greater Tucson region, we can help with your claim.

Contact us immediately after discovering property damage in Tucson. The sooner we get involved, the better we can document your loss and protect your interests. Early involvement helps prevent claim denials and undervaluation by insurance companies.